Literature Review : Peran Inklusi Keuangan Melalui Teknologi Keuangan
Keywords:
Financial Inclusion, Financial Technology, Payment Transactions, Savings, Credit, InsuranceAbstract
Financial inclusion is access for every individual or corporation to be able to use financial products and services. This service serves to provide access to finance at any time, including payment transactions, savings, credit and insurance that can be carried out efficiently and continuously, this literature review shows that financial technology-based financial inclusion can develop with policies (regulations), financial inclusion literacy by organizing program socialization in the end, the community will be interested in and access financial technology without being constrained by time, distance and place. People's attractiveness in financial technology requires insights related to financial literacy and adequate digital infrastructure. From the results of this study, it is hoped that it can build public awareness that the emergence of financial technology is not a threat but will make it easier in terms of practicality to access opening savings accounts, credit, bill payments and check payments quickly and easily.
References
Adegbite, O. O., & Machethe, C. L. 2020. Bridging the financial inclusion gender gap in smallholder agriculture in Nigeria: An untapped potential for sustainable development. World Development, 127, 104755.
Chao, X., Kou, G., Peng, Y., & Viedma, E. H. 2021. Large-scale group decision-making with non- cooperative behaviors and heterogeneous preferences: an application in financial inclusion. European Journal of Operational Research, 288(1), 271-293.
Inklusi Keuangan Adalah:Pengertian, Tujuan dan Manfaatnya. November 2020 From :
https://accurate.id/ekonomi-keuangan/inklusi-keuangan/#Inklusi_Keuangan_
Khan, H. R. 2020. Issues and challenges in financial inclusion: Policies, partnerships, processes and products. Korea, 18(250.29), 84-17.
Koomson, I., Villano, R. A., & Hadley, D. 2020. Effect of financial inclusion on poverty and vulnerability to poverty: Evidence using a multidimensional measure of financial inclusion. Social Indicators Research, 149(2), 613-639.
Omar, M. A., & Inaba, K. 2020. Does financial inclusion reduce poverty and income inequality in developing countries? A panel data analysis. Journal of Economic Structures, 9, 1-25.
Ozili, P. K. 2020. Financial inclusion research around the world: A review. In Forum for social economics (pp. 1-23). Routledge.
Ozili, P. K. 2020. Financial inclusion and Fintech during COVID-19 crisis: Policy solutions. Available at SSRN 3585662.
Stein, L. C., & Yannelis, C. 2020. Financial inclusion, human capital, and wealth accumulation:
Evidence from the freedman’s savings bank. The Review of Financial Studies, 33(11), 5333-5377.
Schuetz, S., & Venkatesh, V. 2020. Blockchain, adoption, and financial inclusion in India: Research opportunities. International Journal of Information Management, 52, 101936.
Senyo, P. K., & Osabutey, E. L. 2020. Unearthing antecedents to financial inclusion through
FinTech innovations. Technovation, 98, 102155.
Van, L. T. H., Vo, A. T., Nguyen, N. T., & Vo, D. H. 2021. Financial inclusion and economic growth: An international evidence. Emerging Markets Finance and Trade, 57(1), 239-263.
Target Inklusi Keuangan Sudah Tercapai. 2020 From : https://andalannews.com/target-inklusi-keuangan- sudah-tercapai-tapi-krjogja/38789/
