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Reihan Nur Ramdhan, Gunarianto and Indah Dewi Nurhayati 2023. Analysis Of The Impact Of The Covid-19 Pandemic On The Effectiveness Of Credit In Savings And Loan Cooperatives: Study On Kosayu Credit Cooperatives, Blimbing District, Malang. Conference on Economic and Business Innovation (CEBI). 3, 1 (Mar. 2023), 1–10. DOI:https://doi.org/10.31328/cebi.v3i1.298.